Connect Mikey Gatal
WELCOME FRIENDS TO MIKEY GATAL'S WORLD => MEET AND GREET => Topic started by: OMG on September 23, 2008, 02:33:04 PM
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Here's some updates of their baby boy named Luke,poor People's Magazine,beat them sa expose of their baby pics.
(http://photos-p.friendster.com/photos/09/04/57864090/1_363823125l.jpg)
(http://photos-p.friendster.com/photos/09/04/57864090/1_398351791l.jpg)
(http://photos-p.friendster.com/photos/09/04/57864090/1_477691452l.jpg)
(http://photos-p.friendster.com/photos/09/04/57864090/1_958477801l.jpg)
(http://photos-p.friendster.com/photos/09/04/57864090/1_660695361l.jpg)
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wow ang cute nang baby.... :-*
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kasing guapo ng tatay at kay ganda ng may bahay
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nice pix ;)
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sana magka baby na ako courtesy ni willy
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hehehe...i hope mo liwat nimo, amor, kay you're very beautiful.
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hehehe...i hope mo liwat nimo, amor, kay you're very beautiful.
magdonate kana Willy para i claim na ni Amor sa center hahahha.... ;D ;D
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unsa kaha no kung magkadayun sila ni amor?
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Ang kagwapa ni Amor makabugnaw sa akong init na ulo....bisag unsa pa ko ka pressure sa work, kung makita nako iyang face, murag mawala akong problema...I hope magpost syag additional pics diri.
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Ang kagwapa ni Amor makabugnaw sa akong init na ulo....bisag unsa pa ko ka pressure sa work, kung makita nako iyang face, murag mawala akong problema...I hope magpost syag additional pics diri.
hangyoa jud siya na may pinarayig nga hangyo...kay kaming mga babae usahay kon parayigan sad...mogana bya sad mi ;D ;D so I hope na mogana sad si Amor anang imong request... :D
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hehehe..i hope mo online sya aron mabasa niya ning atong pamarayg..
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hehehe..i hope mo online sya aron mabasa niya ning atong pamarayg..
lagi oy...aha naman ni sya....murag interesado sad ko motan aw sa iyang pic... ;)
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hi babat! dugay na gyud ko wala maka feel sa presence niya diri..i miss her coz she's cool.
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hi babat! dugay na gyud ko wala maka feel sa presence niya diri..i miss her coz she's cool.
basin nabuntis na sa lain?joke
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hi babat! dugay na gyud ko wala maka feel sa presence niya diri..i miss her coz she's cool.
really? I wonder what she's been up to na it's better than this.... ;D Hopefully, mag online na sya...kay I don't want to see you lonely baya... ;)
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basin nabuntis na sa lain?joke
maayo lang jud og di kay ning donate na bya siguro si Willy...murag mahalon ra ba nang iyang lawothagkit nga putingsikma... ;D ;D :o ???
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maayo lang jud og di kay ning donate na bya siguro si Willy...murag mahalon ra ba nang iyang lawothagkit nga putingsikma... ;D ;D :o ???
kalami ana oist,ayaw sayanga bay willy ha
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kalami ana oist,ayaw sayanga bay willy ha
bitaw no...nanglingbarot god ko pag sulat kay...kinsa jud kahay makasuerte ani no? ;D
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basin nabuntis na sa lain?joke
may nabasa akong buntisan dito?sino na ang nabuntis?
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iyang lawothagkit nga putingsikma... ;D ;D :o ???
ano ito in english, Babat? paki translate...
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may nabasa akong buntisan dito?sino na ang nabuntis?
wala, amor..gimingaw lang ko nimo.
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maayo lang jud og di kay ning donate na bya siguro si Willy...murag mahalon ra ba nang iyang lawothagkit nga putingsikma... ;D ;D :o ???
Perteng lawoma man ana Babat oi. Murag kasabot man ko, pero paki-klaro ug unsa gyud ni kay basin lahi na akong sabot...hehehe.
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ano ito in english, Babat? paki translate...
sa english? hahaha....ano ba yon? schemenz? ;D ;D ???
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sa english? hahaha....ano ba yon? schemenz? ;D ;D ???
Halu! Mao diay na meaning? ;D
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Halu! Mao diay na meaning? ;D
Halu day!...Musta na...murag kana dayon akong nahunahuna an uy!... ;D
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Hahaha...pareha diay ta.
Mana mo ug laag-laag?
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Hahaha...pareha diay ta.
Mana mo ug laag-laag?
didto ra mi sa tennis court glendale nagsayaw sayaw...wa na mi modayon sa stardancer kay nalingaw jud mi didto unya pag human dri ra pod mi sa bay...kanta kanta, sayaw sayaw, inom inom---kami ra tulo ni Mikey og Limbuauxe...enjoy man sad diay ang threesome :o :o ;D ;D ganina pa sila nangoli around 8:30-9...mao relax sa ko dri for laag nasad unya ;D
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didto ra mi sa tennis court glendale nagsayaw sayaw...wa na mi modayon sa stardancer kay nalingaw jud mi didto unya pag human dri ra pod mi sa bay...kanta kanta, sayaw sayaw, inom inom---kami ra tulo ni Mikey og Limbuauxe...enjoy man sad diay ang threesome :o :o ;D ;D ganina pa sila nangoli around 8:30-9...mao relax sa ko dri for laag nasad unya ;D
Pictures dayon ha? Ako pahuway sa pud gamay dayon trabaho na pud...haaay.
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Pictures dayon ha? Ako pahuway sa pud gamay dayon trabaho na pud...haaay.
sila na adto bahala...murag maulaw nako kay natental kos scandal didto hahha...pero hardworker jud ka no? gusto lagi pod ko mo part time pero tapulan lagi ko oy! ;D
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ayaw pagpalabi ug trabaho,kristel...nakakasira ng lovelife yan! hehehe
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sila na adto bahala...murag maulaw nako kay natental kos scandal didto hahha...pero hardworker jud ka no? gusto lagi pod ko mo part time pero tapulan lagi ko oy! ;D
Sorry gahapon, Babat. Naputol kay diha koy ka-chat, dayon wala na ko ka log in ug usob. :D
ayaw pagpalabi ug trabaho,kristel...nakakasira ng lovelife yan! hehehe
Haaay, unsaon kinahanglan man...naa intawn apason. :)
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unsa goy imong apson nga dalaga paman ka..wala kay mabigat na obligasyon...
you're very nice, straight-living, decent, kind, and you really deserve to enjoy and be happy...
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unsa goy imong apson nga dalaga paman ka..wala kay mabigat na obligasyon...
you're very nice, straight-living, decent, kind, and you really deserve to enjoy and be happy...
Naa intawn ko mortgage apason diri. Don't want to be one of the "casualties" sa mortgage industry downturn. :(
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mao mao...
pero come to think of it, it really doesnt make sense paying for an amortization for a housing loan, for example, when the value of the house is already way below the loan amount, right?
for example, imong housing loan is Php5M. Sige kag bayad ug around Php20k a month for let's say ten years...Pero karon pa lang, because of the slowdown of the economy, the value of that house is only Php3M nalang...Mao na ang uba, ipa embargo nalang..Pero madaut lagi pod ang ilang Credit diba?
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mao mao...
pero come to think of it, it really doesnt make sense paying for an amortization for a housing loan, for example, when the value of the house is already way below the loan amount, right?
for example, imong housing loan is Php5M. Sige kag bayad ug around Php20k a month for let's say ten years...Pero karon pa lang, because of the slowdown of the economy, the value of that house is only Php3M nalang...Mao na ang uba, ipa embargo nalang..Pero madaut lagi pod ang ilang Credit diba?
Been thinking of that...ipa-embargo na lang, pero di ko gusto madaut akong credit kay it takes years to recover.
Wrong timing lang gyud akong pagpalit ug bay...karon dili ko ka refinance kay, as you said, ubos na ang value sa balay. Di mo-risk ang mga banko. So kayod na lang...hehehe.
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Been thinking of that...ipa-embargo na lang, pero di ko gusto madaut akong credit kay it takes years to recover.
Wrong timing lang gyud akong pagpalit ug bay...karon dili ko ka refinance kay, as you said, ubos na ang value sa balay. Di mo-risk ang mga banko. So kayod na lang...hehehe.
alkanse lagi ka ana...kanang imong gi bayran kay wala man mo generate ug income for you...so you should look at it lang dapat as minimizing your monthly expense..pero with this downturn, mas barato paman ang rent kesa sa monthly amortization...haaayyy..murag black hole yan ah...
hmmm...i suggest pugson gyud nimo ang bank na i-restructure imong loan...mas maayo pa na kesa mangita napod silag buyer anang imong balay in case ipa embargo na nimo...kay kasagaran nagpa bargo nalang baya...
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alkanse lagi ka ana...kanang imong gi bayran kay wala man mo generate ug income for you...so you should look at it lang dapat as minimizing your monthly expense..pero with this downturn, mas barato paman ang rent kesa sa monthly amortization...haaayyy..murag black hole yan ah...
hmmm...i suggest pugson gyud nimo ang bank na i-restructure imong loan...mas maayo pa na kesa mangita napod silag buyer anang imong balay in case ipa embargo na nimo...kay kasagaran nagpa bargo nalang baya...
Yes, I'm looking at my options right now. Don't want to move man pud, so best bet is restructurization gyud. Hing suggest akong coworker, buy a cheaper house kung pwede, dayon ayha ipa-embargo ning current house. Don't know if it's legal.
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Yes, I'm looking at my options right now. Don't want to move man pud, so best bet is restructurization gyud. Hing suggest akong coworker, buy a cheaper house kung pwede, dayon ayha ipa-embargo ning current house. Don't know if it's legal.
yes, that really make's sense...ensure ka muna that you have a new place to stay before letting go...palit nalang ug bigger house when the market improves...
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yes, that really make's sense...ensure ka muna that you have a new place to stay before letting go...palit nalang ug bigger house when the market improves...
A bigger house is my next plan gyud. Ready for family expansion na ba...hehehe.
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hehehe...you're very responsible gyud...pero i suggest you plan things together nalang with your husband-to be. Aron motampo pod sya in everything.
you're gonna be alright.
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hehehe...you're very responsible gyud...pero i suggest you plan things together nalang with your husband-to be. Aron motampo pod sya in everything.
you're gonna be alright.
Hope so.
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o sige, mokaon napod ko diri kay ting paniudto na...see you next time nalang..
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o sige, mokaon napod ko diri kay ting paniudto na...see you next time nalang..
Ok, bon appetit!
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Ok, bon appetit!
almost lunch now hon
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what's for lunch, dear!
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what's for lunch, dear!
sausage ra ko karon